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Teaching Staff

Biography

Samuel Da-Rocha-Lopes is Senior Economic Analyst at the European Banking Authority (EBA-European System of Financial Supervision), coordinating several EU projects and representative of the EBA in several fora (BIS Research Group; European Commission Insolvency Frameworks; Basel III implementation; etc). He is also a former Economist at the European Central Bank (ECB) and senior adviser at Banco de Portugal, working in Financial Stability and Supervision, Financial Research and Risk Management departments, and has over 20 years of work experience in risk management. He holds a doctoral degree in Finance from ISCTE-University Institute of Lisbon. He has been teaching at Executive Education programs through The World Bank projects and as assistant professor and visiting lecturer in different universities. He has published in reputed academic journals such as Review of Financial Studies, Review of Accounting Studies, among others, and is a reviewer of several reputable academic journals.

Scientific Publications

Al Helaly, Y., & Ide, M. (2026)

When no one is watching: How monitoring failure turns task–technology fit into dark-web laundering performance. Computers & Security, 167, Article 104921. https://doi.org/10.1016/j.cose.2026.104921

Coutinho, M.A., Ashofteh, A., & Al Helaly, Y. (2026)

Risk Taxonomies and Governance Frameworks for Generative AI: A Review of Ethical, Cybersecurity, and Regulatory Challenges. In Á. Rocha, F. García Peñalvo, C. J. Costa, & R. Gonçalves (Eds.), Proceedings of 20th  Iberian Conference on Information Systems and Technologies (CISTI 2025) (Vol. 2, pp. 3-15). (Lecture Notes in Networks and Systems; Vol. 1717). Springer. https://doi.org/10.1007/978-3-032-10721-3_1

Al Helaly, Y., Dhillon, G., & Oliveira, T. (2025)

The Impact of Privacy Intrusiveness on Individuals’ Responses and Engagement Toward Personalization in Online Interactive Advertising. Journal of Interactive Advertising, 25(1), 38-60. https://doi.org/10.1080/15252019.2024.2440318

Badev, A., Baztán Gutiérrez, L., Da-Rocha-Lopes, S., Duellmann, K., Endo, Y., Foos, D., Hierro Rosello, L., Palligkinis, S., Redondo Oliveira, R., Tanaka, N., Vaghefi, F., & Vieten, T. (2025)

Lessons on supervisory effectiveness – a literature review. (Basel Committee on Banking Supervision Publications, Working Paper 45). Bank for International Settlements. ISBN: 978-92-9259-864-8. https://www.bis.org/bcbs/publ/wp45.htm

Da-Rocha-Lopes, S., Foos, D., Janowski, A., Schmitz, S. W., Tomova, M. & Yung, J. (2025)

Bank capital and balance sheet management during times of distress: international evidence. (Basel Committee on Banking Supervision Publications, Working Paper 46). Bank for International Settlements. ISBN: 978-92-9259-878-5. https://www.bis.org/bcbs/publ/wp46.htm

Al Helaly, Y., Dhillon, G., & Oliveira, T. (2024)

Mobile Identity Protection: The Moderation Role of Self-Efficacy. Australasian Journal of Information Systems, 28, 1-40. https://doi.org/10.3127/ajis.v28.4397

AlHelaly, Y., Dhillon, G., & Oliveira, T. (2023)

When Expectation Fails and Motivation Prevails: The Mediating Role of Awareness in Bridging the Expectancy-Capability Gap in Mobile Identity Protection. Computers & Security, [103470]. https://doi.org/10.1016/j.cose.2023.103470

Al Helaly, Y., Dhillon, G., & Oliveira, T. (2023)

The impact of online advertisement personalization and transparency on individual defensive responses and engagement. In ECIS 2023 Research-in-Progress Papers: ECIS 2023 proceedings (pp. 1-11). Association for Information Systems. https://aisel.aisnet.org/ecis2023_rip/44/

Beck, T., Da-Rocha-Lopes, S., & Silva, A. F. (2021)

Sharing the Pain? Credit Supply and Real Effects of Bank Bail-ins. Review of Financial Studies, 34(4), 1747–1788. https://doi.org/10.1093/rfs/hhaa067

AlHelaly, Y., Dhillon, G., & Oliveira, T. (2021)

Using the Expectancy-Value Theory of Motivation to Understand the Gaps in Mobile Identity Protection. In ICIS 2021 Proceedings: Cyber-security, Privacy and Ethics of IS Association for Information Systems. https://aisel.aisnet.org/icis2021/cyber_security/cyber_security/3/

Macedo, J. B. de., Cassola, N., & Da-Rocha-Lopes, S. (2020)

Por onde vai a banca em Portugal? Lisboa: Fundação Francisco Manuel dos Santos. ISBN: 978-989-9004-71-9. https://ffms.pt/pt-pt/livraria/por-onde-vai-banca-em-portugal?srsltid=AfmBOoqXcfaJauAox7KLNmJcK59EmweMaqY0tg7YzKryTfRMprY2IKtn

Da-Rocha-Lopes, S. (2019)

The Impact of IFRS 9 on Banks Across the EU and Implementation Challenges. In Victoria Krivogorsky (Ed.), Institutions and Accounting Practices after the Financial Crisis. Routledge. ISBN: 9781315468655. https://doi.org/10.4324/9781315468655-6

Bisio, P., Da-Rocha-Lopes, S., & Schilte, A. (2015)

Benchmarking of Credit Risk Models For Determining Own Funds Requirements. In M. Quagliariello (Ed.), Europe’s New Supervisory Toolkit: Data, Benchmarking and Stress Testing for Banks and their Regulators. Risk.net. ISBN: 9781782722069. https://www.risk.net/europes-new-supervisory-toolkit/6212681/benchmarking-of-credit-risk-models-for-determining-own-funds-requirements

Bhimani, A., Gulamhussen, M. A., & Da-Rocha-Lopes, S. (2014)

Owner Liability and Financial Reporting Information as Predictors of Firm Default in Bank Loans. Review of Accounting Studies, 19(2), 769–804. https://doi.org/10.1007/s11142-013-9269-0

Iyer, R., Peydró, J.-L., Da-Rocha-Lopes, S., & Schoar, A. (2014)

Interbank Liquidity Crunch and the Firm Credit Crunch: Evidence from the 2007–2009 Crisis. The Review of Financial Studies, 27(1), 347–372. https://doi.org/10.1093/rfs/hht056

Da-Rocha-Lopes, S., & Quagliariello, M. (2014)

Banking Supervision and Growth: A New Macroprudential Paradigm? In Marc Quintyn et. al (Eds.), Money, Regulation and Growth: Financing New Growth in Europe, pp. 101-117, (SUERF Studies, No. 2014/4). Vienna: SUERF - The European Money and Finance Forum. ISBN 978-3-902109-75-0. https://www.suerf.org/wp-content/uploads/2024/01/s_872dd316eb8a432cbc63f141e2d68ded_4213_suerf.pdf

Bhimani, A., Gulamhussen, M. A., & Da-Rocha-Lopes, S. (2013)

The Role of Financial, Macroeconomic, and Non-financial Information in Bank Loan Default Timing Prediction. European Accounting Review, 22(4), 739–763. https://doi.org/10.1080/09638180.2013.770967

Bhimani, A., Gulamhussen, M. A., & Da-Rocha-Lopes, S. (2010)

Accounting and non-accounting determinants of default: An analysis of privately-held firms. Journal of Accounting and Public Policy, 29(6), 517–532. https://doi.org/10.1016/j.jaccpubpol.2010.09.009

Da-Rocha-Lopes, S., & Nunes, T. (2010)

A simulation study on the impact of correlation between LGD and EAD on loss calculation when different LGD definitions are considered. Journal of Banking Regulation, 11(2), 156–167. https://doi.org/10.1057/jbr.2010.7

Bhimani, A., Gulamhussen, M. A., & Da-Rocha-Lopes, S. (2009)

The effectiveness of the auditor’s going-concern evaluation as an external governance mechanism: Evidence from loan defaults. International Journal of Accounting (World Scientific Publishing Company), 44(3), 239–255. https://doi.org/10.1016/j.intacc.2009.06.002